CIT Group Inc.

Underwriter - Mortgage Loans

Location US-CA-Pasadena
Job ID
33715
# Positions
1
Job Family
Credit - Underwriting & Analysis
Type
Full-Time

Overview

Founded in 1908, CIT (NYSE: CIT) is a leading national bank empowering businesses and personal savers with the financial agility to navigate their goals. We believe in helping customers turn their ideas into outcomes. Whether those customers are building a business or building their savings, CIT has the experience and agility to empower them to achieve their goals. At CIT, how we do business is just as important as what we do. Our social responsibility programs focus on driving financial and personal empowerment, supporting the environment and advancing wellness. CIT contributes to communities where we live, work and do business through charitable donations, community investments and employee volunteerism.

Responsibilities

Due to Covid, we are currently working remotely.  Long term, this role will work a "hybrid" work schedule. 

 

The Mortgage Underwriter is responsible for providing quality and consistent underwriting of portfolio mortgage loans, focusing on highly complex loans, to ensure compliance with appropriate company standards. Assess the borrower(s) ability to repay, including evaluation of the borrower(s) employment, income, credit, assets and collateral as well as clearing any applicable underwriting conditions.

 

  • Maintain up to date knowledge of all agency internal underwriting guidelines and credit overlays.
  • Provides high quality customer service, including underwriting to the companies service level expectations.

Qualifications

  • 5+ years recent underwriting experience
  • FHA underwriting is not requred but strongly preferred
  • Exposure to underwriting at a national level and in multiple markets
  • Strong communication skills and ability to interact with front line business unit
  • Experience with conventional and jumbo underwriting
  • Will consider telecommuting option

 

Options

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