CIT Group Inc.

Sr. Analyst, Underwriting - Middle Market Banking (C&I)

Location US-TX-Dallas
Job ID
# Positions
Job Family
Originations Support - Underwriting


CIT is a leading national bank focused on empowering businesses and personal savers with the financial agility to navigate their goals. CIT Group Inc. (NYSE: CIT) is a financial holding company with over a century of experience and operates a principal bank subsidiary, CIT Bank, N.A. (Member FDIC, Equal Housing Lender). The company's commercial banking segment includes commercial financing, community association banking, middle market banking, equipment and vendor financing, factoring, railcar financing, treasury and payments services, and capital markets and asset management. CIT's consumer banking segment includes a national direct bank and regional branch network. Discover more at


The Sr Analyst, Underwriting will work with the VP, Middle Market Banking and the Portfolio Management - Commercial and Industrial (C&I) Credit team and will spread financial statements and/or tax returns as well as the following:


What you'll be doing


  • Identify material changes and trends on the financial statements and analyze the cash flow for the proposed deal.
  • Complete ratio, trend, and cash flows analyses and create projections.
  • Present well-written credit packages for new loans, renewals and annual/quarterly reviews that clearly states the risks and key considerations for doing business with the client or prospect.
  • Utilize external resources such as industry information, appraisals and market information to help determine adequacy of cash flow and collateral.
  • With PM/UW, prepare financial projections based on client input and other factors that will impact future results. Projections should include most likely scenario, best case scenario and breakeven/stressed scenario.
  • Together with PM/UW, stay on top of the portfolio reporting requirements, ensuring renewals, annual reviews and quarterly monitoring is completed in a timely manner to ensure monitoring is occurring.


What we are looking for

  • 1-2 years of commercial credit OR Accounting experience
  • A Bachelor's degree in Accounting/Finance preferred


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