CIT Group Inc.

  • Associate, Credit Analyst

    Location US-NC-Charlotte
    Job ID
    # Positions
    Job Family
    Credit - Credit Decision
  • Overview

    Founded in 1908, CIT (NYSE: CIT) is a leading national bank empowering businesses and personal savers with the financial agility to navigate their goals. We believe in helping customers turn their ideas into outcomes. Whether those customers are building a business or building their savings, CIT has the experience and agility to empower them to achieve their goals. At CIT, how we do business is just as important as what we do. Our social responsibility programs focus on driving financial and personal empowerment, supporting the environment and advancing wellness. CIT contributes to communities where we live, work and do business through charitable donations, community investments and employee volunteerism.


    This position is responsible for maintaining a portfolio of commercial accounts. Primary responsibilities include developing and maintaining customer relationships and obtaining general business information as well as financials and banking information. With this information, CIT historical experience, and information obtained from external sources, make informed credit decisions that mitigate risk and protect the assets of CIT while servicing our clients.




    • Prepare written reviews on Customer Credit Files relative to financial strengths and weaknesses of customers with opinions as to credit worthiness.
    • Gather information for Customer Credit Files through inquiries and investigations with trade suppliers, financial institutions, professional firms or individuals.
    • Establish and maintain computerized Customer Credit Files.
    • Spread financial statements through the use of computerized financial software programs and analyze reports produced by the system for preparation of written reviews and credit analysis.
    • Analyze Customer Credits and highlight problems or questions.
    • Assist the Collection Department in the collection of delinquent accounts.
    • Follow the Corporate rules of Compliance as set forth by the Corporate Compliance Department. 



    • Ability to work on multiple projects simultaneously, managing time and resources to ensure work is completed efficiently and within established timeframes
    • Excellent written and oral communication skill
    • Strong math aptitude, organizational and analytical skills
    • Computer literate; fluency in Microsoft Office programs (Word, Excel, Outlook)
    • Ability to establish and maintain effective working relationships both internally and externally
    • Strong problem-solving and follow-up skills coupled with pragmatism and common sense
    • Decision oriented with the ability to support with sound reasoning and logic
    • Bachelor’s Degree in Accounting, Finance, Economics, or related field
    • Three years of credit of underwriting experience is desired




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