CIT Group Inc.

  • AVP, Consumer Jumbo Mortgage Credit Review

    Location US-CA-Pasadena | US-NY-New York
    Job ID
    # Positions
    Job Family
    Risk Management - Credit Review
  • Overview

    Founded in 1908, CIT (NYSE: CIT) is a financial holding company with approximately $50 billion in assets as of Dec. 31, 2017. Its principal bank subsidiary, CIT Bank, N.A., (Member FDIC, Equal Housing Lender) has approximately $30 billion of deposits and more than $40 billion of assets. CIT provides financing, leasing, and advisory services principally to middle-market companies and small businesses across a wide variety of industries. It also offers products and services to consumers through its Internet bank franchise and a network of retail branches in Southern California, operating as OneWest Bank, a division of CIT Bank, N.A. For more information, visit


    Under general direction, the Assistant Vice President performs consumer jumbo mortgage reviews and ensures loans adhere to general loan policy and to regulatory guidelines: prepares reports and work papers recapping discussions with Business Unit Management, Credit Administration, and other units or functional areas under review to present finds and secure commitments for resolution of areas in question.

    • Review Consumer Jumbo Mortgage files to identify if CIT policies and standards have been followed and if exceptions were reasonable and adequately supported and approved where necessary.
    • Identify process deficiencies in the Jumbo Mortgage origination process and provide clear and concise description of such weaknesses and the various downstream implications of any process weakness.
    • Bring recommendations related to the above to the manager and work with the manager to present such recommendations in the Credit Review Report.
    • Work with manager to identify enhancements to Credit processes and contribute to other projects assigned by the manager.


    • Bachelor degree in business, finance, or related area - or past experience in consumer credit review.
    • 4+ years of demonstrated performance in consumer underwriting - experience in Jumbo mortgages is strongly preferred.
    • Strong analytic skills and the ability to develop conclusions based on such analysis.
    • Good communications skills with the line lenders and management as well as credit management
    • Ability to function efficiently in a team environment


    Sorry the Share function is not working properly at this moment. Please refresh the page and try again later.
    Share on your newsfeed