CIT Group Inc.

  • AVP, Credit - Equipment Finance

    Location US-FL-Jacksonville
    Job ID
    # Positions
    Job Family
    Risk Management
  • Overview

    Founded in 1908, CIT (NYSE: CIT) is a financial holding company with approximately $50 billion in assets as of Dec. 31, 2017. Its principal bank subsidiary, CIT Bank, N.A., (Member FDIC, Equal Housing Lender) has approximately $30 billion of deposits and more than $40 billion of assets. CIT provides financing, leasing, and advisory services principally to middle-market companies and small businesses across a wide variety of industries. It also offers products and services to consumers through its Internet bank franchise and a network of retail branches in Southern California, operating as OneWest Bank, a division of CIT Bank, N.A. For more information, visit


    • Provide credit analysis/underwriting for new lease transactions and ensure it is conducted efficiently and timely within existing policies
    • Handle a variety of transactions, some of which require complex and unique structures
    • Assist sales representatives with prescreening and structuring transactions for prospective lessees
    • Hold due diligence meetings / conference calls with customer CFOs or other financial management as required
    • Assist in the negotiation of lease and third-party assignment documentation
    • Decision making within credit limit authority and making recommendations on credit requests above existing authority



    • BS degree required, preferably with a major in Finance or Accounting. Masters Degree preferred

    • Minimum 7+ years experience in credit underwriting with a bank or commercial finance company.
    • Experience in credit underwriting of Industrial & Technology assets is preferred
    • Ability to analyze financial statements and other pertinent credit information and make credit decisions or recommendations
    • Strong writing and verbal skills required
    • Ability to work independently in a fast paced environment with multiple talks and deadlines
    • Technical skills in financial statement analysis, risk analysis and legal contract requirements.
    • Strong communication skills and ability to interface with executive management, customers, attorneys and peers


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